If you spread it out over 10 years you get double the amount.
we’re talking 1 mill immediately or 2 mill spread out.
1856: If you had “invested” in stock 10 years ago today………..you would just about break even with no profit no loss. 10 years and nothing to show for it.



  • Take it lump sum, and invest it

    EDIT: It doesnt necessarily have to be just stock, there are many, many ways to invest money.

  • mom of 3 and done!

    July 28, 2010 at 7:00 pm

    I’m in my 50’s and I would take it now, and buy land, u never know how long you’ll live, plus what the dollar will be worth.

  • What kind of money are we talking about?

    I can offer advice, but I will never win the lottery because I do not play the lottery. I do not gamble.

  • I think the government would take at least half, but if you die before all those payments, they might get to keep even more. Lump sum?

  • Take the lump sum.

  • At that age I would spread it out over the years, because the longevity is much higher than 67 years, I would do so in order not to pay more taxes which would go for wars and bailouts. Those who can’t postpone immediate gratification would just take the lump sum, which is a big error

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